How do I build a credit score from zero when I just arrived?
Back in Egypt I never needed a credit score. Here everyone asks for one and mine is empty. Where do I start?
#credit#credit score#banking
Back in Egypt I never needed a credit score. Here everyone asks for one and mine is empty. Where do I start?
الإجابة المقبولة
Your Egyptian credit history doesn't transfer — everyone starts at zero, and that's normal. The fastest honest ways to build it: (1) a secured credit card (you deposit e.g. $200–500, and that becomes your limit), (2) becoming an authorized user on the card of a family member with good credit, or (3) a credit-builder loan from a credit union. The rule that matters most: use a little each month and pay the full balance on time — payment history is about 35% of your score. You'll usually see a score appear within about 6 months. Have you built credit here? What worked for you — share it below.